Retirement Planning
Whether your money is in super, investments, a self-managed super fund (SMSF), or your family business we can show you how to plan for the retirement you want.
The decision on when to retire can, for many people, be one of the most exciting, yet daunting, times of their lives. Do you retire early so that you can enjoy all the hard work that you’ve put in, while still in good health? Or do you keep working which gives you more time to build up your retirement savings, but fewer years in which to enjoy your retirement?
Whatever approach you take, it’s beneficial to plan for your retirement with the support of an Advisor. With a TurnKey Financial consultant we can:
- Start planning early.
- Create a clear retirement plan including considerations about whether you want to stop working completely, work part-time, volunteer etc.
- Tailor it based on what it is you want to do with your time. For example, whether you intend to travel, work on hobbies, take up a new interest and so on.
- Check your wealth health and determine how financially fit you are and how close you are to achieving your financial goals.
Common questions we get asked are:
- How do my finances stack up?
- How am I tracking towards my goals?
- How long will my money last?
- Should I own or rent?
- What is the impact of my current living situation on my net worth?
- What risks should I consider?
Many people moving into retirement believe that they will spend less when they retire when actually the opposite can often be true. You may see your spending increase when you first retire, as you start to enjoy your hard-earned money and set up new hobbies, join groups or look to do some renovations around the home.
While it may feel daunting, we’re here to help you every step of the way and make this a smooth and exciting transition.
Complimentary consultation
If you would like to find out more about insurance, we’re here to help! Your first consultation is a complimentary discussion about your goals, experiences and financial future.