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May 22, 2012

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TurnKey Financial Consultants Pty Ltd, Michael Frewin are Authorised Representatives of RI Advice Group Pty Ltd ABN 23001774125 AFSL 238429. This website holds information for Australian residents only. The information (including taxation) on this website is general advice only and does not constitute personal advice. It has been prepared without taking into account any of your individual objectives, financial solutions or needs. Before acting on this advice you should consider the appropriateness of this advice, having regard for your own objectives, financial situation and needs. You should seek personal financial advice from a qualified financial adviser before acting on the advice. Consider a Product Disclosure Statement before deciding on a product. Where historical performance information is stated, please note that past performance is no guarantee of future performance. This document was last modified: